Category: Personal Finance
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What does exchanging currency really cost?
When talking about foreign exchange, most people ask where has ‘the best rate?’ But because currencies fluctuate all the time, you might be comparing apples to oranges. A better way to find the best value for your money, is to understand how foreign exchange brokers make their money. You’ll notice these days most exchange houses… Read more
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5 things British expats need to know about ISAs
Are you living overseas with a UK ISA? I’m going to explain 5 key things you need to know (to avoid an unpleasant visit from the tax man). 1. If you move abroad, you can keep your ISA, but you can’t add to it. ISAs allow you to save and invest, in an account where… Read more
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Should British expats pay Class 2 or Class 3 National Insurance?
Did you know paying the wrong class of NICs could cost you £728 more each year?! Most expats I speak to log on to the government gateway, see that it says they should pay Class 3 NICs, and fail to ask the right questions. You see, unless you’ve sent HMRC the right paperwork, it will… Read more